What are You Looking For In a Idaho Home.... Boise Area Real Estate |
Easiest most convenient way to locate Boise Idaho Real Estate! The New View Team will work hard to find your Idaho Home for sale in Boise and Treasure Valley areas - Your Boise Homes & Land Specialist - Call Today! Idaho is a life time worth of living, Experience the difference. We are committed to helping you find the home that's right for you in Idaho.
As Your Boise Real Estate Agent Paul Heim, there's So Much More to Serving You! Serving the entire Boise Id Treasure Valley area. We find solutions to all your Idaho Real Estate needs and answer your questions. Search homes for sale in Boise, Eagle, Meridian, Kuna, Nampa, Caldwell, Idaho City and Southern Idaho waterfront property. Perhaps you are looking for Idaho land or mountain home. Conduct your own personal Boise homes search with any criteria or detail you wish; always free current information from the Boise Idaho MLS. New Boise Home listings for sale are updated daily. Start your own home search today. Being in the Real Estate business means way more than just helping someone sell or buy a home. For me Paul Heim it is about being there anytime you and your family have a need or a question that we can help you answer. Please enjoy your Boise Idaho home search experience and let me know what I can do to improve your home buying experience. Always glad to help! Remember, we are ONLY a phone call away ! (208) 344-5700 Paul Heim - Silvercreek Realty
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Boise Idaho Builders Corner Find out more information about what a local Idaho builder can do for you. Preview their model homes online. Click Here |
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Boise Idaho Boise, Idaho, a city of 190,122 that combines small town comforts with big city conveniences, consistently rates among the top U.S. communities to live. Find your Boise Home today. Search Boise MLS for Idaho Real Estate here. Click Here |
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Lovely New Boise Homes Locate New Subdivisions and meet the Boise builders that design and innovate new homes Click Here |
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Boise Home Inspector Home inspections performed pre-owned and new constructionin houses. Serving all of the South West Idaho area. Click Here |
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Your Boise Realtor Paul Heim
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About Your Boise Realtor Offering over 20 years of Sales, Marketing & Negotiating experience to Boise Idaho Home buyers & sellers.
Helping people make informed decisions in all aspects of an Idaho Real Estate transaction.
Specializing in Idaho Residential Homes & land, Buyer & Seller Representation, Vacant Idaho Land, Investor relations, and Idaho Mountain Properties in and around the greater Boise area and Boise County, Idaho.
Make buying or selling Idaho Homes feel seamless, simple, informative and yes, even fun.
Find out more about what a qualified, knowledgeable, and experienced Boise Realtor can do for you - Best source for Boise Idaho homes for sale - Call or Email Me Today! Click Here |
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Various Real Estate Resources by State Moving to Idaho but need a Top Real Estate Agent to list your home in your State? Click Here
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Wilderness Ranch 2011 Annual Real Estate Report
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Annual review of real estate sales in Wilderness Ranch for 2011 and forecast for 2012.
The city of Boise and the Treasure Valley area was a mixed bag. We actually saw a price increase of about 3% in homes under $150,000 mostly due to low interest rates, affordability and bank owned opportunities. Many were multiple bid situations. East Boise County always seems to lag the Valley in the curve.
So how did Wilderness Ranch fair for 2011 in the real estate market. Sales and values were below average but considering the market and economic climate there were some pros and cons.
For starters in 2011 there were no sales in all of East Boise County over $230,000 which was extremely uncommon. I expect that trend to break this spring.
We had a total of 14 sales in Wilderness Ranch and two in Hidden Bowl, our close neighbors. Of which I was party to 11 of the transactions in Wilderness Ranch, four of which were land sales. I also moved two homes in Hidden Bowl off Daggett Creek. Land sales were dismal as most people were taking advantage of the competitive pre-owned homes market.
There were a total of 22 Home listings in WR for 2011 with 10 home sales; that makes a 45% absorption rate from list to sale which is phenomenal when compared to the rest of E. Boise County. Our number of home listings were pretty average and much lower than the last three years as we have sold a lot of the excess inventory that was held over from the 2008 and 2009 market.
East Boise County in all had 134 Home listings (not including WR) and 43 Home sales; which was basically a 32% absorption rate. So WR has consecutively outsold the County in general year over year. Proving that WR is a good place to buy with.
I currently have four homes pending sale in WR, two are short sale and two are non distressed.
Now for the nitty-gritty of it; Of those WR sales there were seven that were distressed property; i.e. bank owned and/or short sale. However I expect to see less distressed property in 2012 which I will cover in our forecast.
To summarize;
- 22 Homes listed in all
- 10 home sales
- 4 land sales
- 45% Absorption rate on homes sales (odds of your home selling) which was above the 2010 average.
- Average Days on market was 85,
- Average list price was $152,
- Average sold price was $137,74
- Average price per sq foot was $71.71
- Highest price per square foot was $100 per sq foot
- Lowest sales price per square foot was $41 per sq ft.
- There are 2 non distressed pending sales
- There are 2 short sale pending sales
The overall average was skewed by a few smaller lower quality and bank owned properties, but I would determine the average value of a well cared for home in WR at around $85 to $103 per sq foot depending on quality of finish, views, acreage and other amenities.
So how did we compare to the rest of East Boise County? There were 59 home and land Sales in total (not including WR), of which we had;
- 134 Homes listed in all (not including WR)
- 43 Home Sales
- 16 land sales
- 32% absorption rate for home sales
- 98 Average days on market
- $111,457 Average list price
- $103,802 Average sold price
- $57.64 Average price per sq ft
2012 REAL ESTATE FORECAST;
The Federal Reserve has alluded that it will maintain its current interest rates through 2012. Which I had anticipated since they want everyone focused on the elections.
As we all know we’re not out of the woods yet; but barring any unforeseen economic crises (holds breath) I do believe we are past the bell curve on the foreclosure market. We will yet see many more homes complete the foreclosure process and banks still have a back flow to list. However as the year progresses we should start to see a gradual decline. I suspect another 18 months before this market really becomes a part of our past.
I don’t foresee too much activity in land sales for 2012, though it more than likely will be an improvement over the last two years.
My anticipation is we will see a few more home listings this year than last year and as long as pricing is right and interest rates stay low, my goal is to increase our absorption rates by at least 10%. If you have not had a chance please visit www.wildernessranchhomes.com and if your on Facebook send us a like and feel free to post a comment or a picture.
I look forward to assisting each one of you. please feel free to call or write if you have a question. Always glad to help. You may email me at buyboise@gmail.com or phone me at 208 794-8175 Mobile or 208 344-5700 Office
Sincerely,
Paul Heim
New View team
http://www.paulsidahohomes.com


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USDA Home Loans for Idaho – Whats the Scoop?
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| Idaho is quite the agricultural state and the state’s biggest city, Boise, is no exception. Between 2002 and 2007 the number of farms in Boise went to 105 from 89 according to the U.S. Census of Agriculture. With crop sales accounting for 75 percent of products sold and livestock sales accounting for 25 percent, Boise farmers keep busy.
Undoubtedly, there are Boise farmers using USDA loans to finance their homes. Part of the Rural Home Loan program, USDA loans offer several benefits and favorable terms to prospective homebuyers. The title of the program often misleads homebuyers into thinking they need to be farmers to be eligible. However, this is no longer a requirement. Although farmers may still be eligible for a USDA loan, people seeking a home in a certain area may also be eligible.
Eligible areas include open country that is not associated with an urban area. Towns, cities and villages with fewer than 25,000 people may be eligible too, especially if they are far from an urban area, not included in a Metropolitan Statistical Area and lack mortgage credit. USDA loan borrowers’ income must fall within specified parameters as well. Borrowers’ income cannot be higher than 115 percent of the area’s median income. The USDA also decides if the sought after home is a reasonable size for the family, based on the number of people who will live there. Plus, the family must currently live in inadequate housing, meaning it is unfit because for the size of the family.
The Rural Home Loan program’s financial advantages are plenty. USDA loans in Boise come with no down payment. Other than a few other federal loan programs, no mortgage option has such a feature. More benefits of USDA loans include:
-Combining the 2 percent funding fee into a loan, making it 102 percent of the home’s value
-No private mortgage insurance cost every month
-Loan lives as long as 38 years with fixed rates
-Getting legal fees and closing costs lumped into the loan
-Financing the purchase, construction, repair, renovation or refinancing of a property
Like other government programs, the federal government does not issue the loan. Instead, the USDA guarantees part of each loan to protect lenders from an unlikely default. Consequently, the USDA does not have specific financial requirements. USDA-approved lenders do have some preferences, though.
These lenders calculate the cost of the loan divided by gross monthly income to determine whether a family can afford a USDA loan in Boise. If the resulting quotient is higher than 29 percent, the family won’t qualify. Similarly, lenders’ preferred credit score is 620 or higher. Another quotient—the debt-to-income (DTI) ratio—must be 41 percent or lower. DTI ratios are the quotient of total debt divided by gross monthly income.
With a niche in agriculture, Boise farmers are essential to the industry. They deserve a home and a financing option they can afford. USDA loans serve a niche that’s just as important the farmers who use them.
Written and shared by Kevin Pearia

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Boise Treasure Valley Activities – Have Some Fun!
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| Activities in Treasure Valley
Did you know that prior to the 1960s Treasure Valley was called the Boise River Valley or the Snake River Valley? It was only in 1959 that the name was changed to reflect that the area was akin to a treasure chest rich with opportunities and potential. The name neatly summarizes the low-lying areas from Boise, Idaho to Vale, Oregon which encompasses the cities of Boise, Meridian, Eagle, Star, Kuna, Caldwell, Middleton and a number of others.
Hiking, biking and water sports are just some of the many activities available in this beautiful part of the world and a passion for many outdoor enthusiast. The attractions and amenities on offer illustrate why Treasure Valley is always rated high nationally for a great place to live and why many people relocate to the area. If you and your loved ones enjoy the great outdoors then this is the place to be and the State caters to many outdoor activities, most of which are free! The cost of living is reasonable and Boise housing and real estate is very affordable. So, what are you waiting for? Research moving and moving quotes, pack your belongings and head for a new and fantastic life in the Valley!
With a wealth of outdoors opportunities, you will be spoiled for choices as to what to do first. If you enjoy being at one with nature, the numerous parks in Treasure Valley are highly recommended for their open space and interesting sights, which cover many thousands of acres including some of the vast and stunning Boise National Forest, which is a haven for anglers, hikers, white water rafters, mountain bikers, horse back riding and runners. Boise Greenbelt is a perennial favorite with residents and visitors alike, who enjoy running, in-line skating, walking, hiking and biking the miles of trails that run along the beautiful Boise River. Take along a picnic, your binoculars and a camera, as a variety of birds and wildlife have made this their home, including deer, beavers, mink, eagles, red-winged blackbirds and beautiful blue herons. If you have four-legged friends of your own, they can accompany you in many parks but dogs must be kept on a leash.
Idaho has many rivers which are ideal for water sports and offer many opportunities for the mild enthusiast or the more experienced and daring. The Boise River is popular in the summer season for rafting or just an easy float in an inner-tube and the run between Barber Park and Ann Morrison Park is especially good. The season runs from June to around October and you can use the facilities independently or book with any of the experienced operators who run excursions on the water. Choose from a serene and pleasurable meander down the river or the adrenalin-filled thrills of white water rafting down the Payette River! The rivers also offer many secluded spots for fishing enthusiasts who enjoy relaxing in a quieter way!
Less than 20 miles outside the city is the Bogus Basin Mountain Resort where you can participate in snowboarding and snow tubing, downhill and cross-country skiing. If you prefer green grass to white snow, head to any of the impressive golf courses in Treasure Valley to improve your game or take lessons with a professional. The Shadow Valley course even has marshals who hand out cookies and coffee to players, which shows just how welcoming the locals are in Treasure Valley!
With so much on offer why don`t you make the best move of your life to Boise, Idaho and enjoy a healthier, happier lifestyle in this incredible location.

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Why Relocate To Boise Idaho?
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| Boise Idaho Relocation Guide
Idaho is a beautiful state filled with mountains and lakes. The capital city of Idaho is Boise and the state is landlocked; it is surrounded by Monatana, Wyoming, Nevada, Oregon, British Colombia and Utah. The state has a population of approximately 1.5 million people. For families considering moving to Idaho, here are some practical facts that you`ll need to know.
The cost of living in Idaho is one of the lowest in all of the western states. This is based on groceries, transport, health care, average cost of housing, utilities as well as other services. Idaho has an extremely low crime rate, which is great news for families who are thinking about moving there; according to statistics from the FBI, this state has the lowest crime rate in the west of the country. The rate of crime which is serious is more than a fifth less than the national rate.
In terms of education, Idaho is one of the top states in the country for adults who are aged 25 and over that have received their high school diploma. Almost three fifths of the general fund of the state is used for educational purposes and the majority of children who are of school age go to public schools. Nearly every city in Idaho which has a population of more than 20,000 people has a university or a college as well as technical training centers which teach vocational work.
Idaho is an environmentally friendly state; due to its mountainous location, the water which flows from these higher regions is of good quality. Air quality is also of a high standard, bar during certain months when the pollen count is higher.
Housing in Idaho is very affordable and moderate; there is a wide range of choice available, from luxury estates to simple cottages, depending on your family`s budget.
The economy in Idaho is diversified and strong. Some of the main industries include agriculture and manufacturing but retail, tourism, tech work, information services, business and health care are also sectors which are growing quite rapidly. There are plenty of employment agencies to help people with finding work all across the state.
In terms of energy supply, the state of Idaho has a distinct advantage over the rest of the country. Rates for residential electricity and natural gas are highly competitive and are some of the cheapest to be found.
If you and/or your family are thinking about moving to Idaho, consider the advantages and ensure that you plan your move well in advance. Hiring a moving company can take alot of the stress out of relocating, as alot of the hard work is done for you.

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Here it is January 2011 Natioanal & Idaho Housing trend Report
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| Welcome to the most current Housing Trends eNewsletter. This eNewsletter is specially designed for you, with national and local housing information that you may find useful whether you’re in the market for a home, thinking about selling your home, or just interested in homeowner issues in general.
Please click on this link to view the Housing Trends JANUARY – 2011 Newsletter http://idahorealestatenews.housingtrendsenewsletter.com
The Housing Trends eNewsletter contains the latest information from the National Association of REALTORS®, the U.S. Census Bureau, Realtor.org reports and other sources.
Housing Trends eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, consumer videos, blogs, real estate glossary, mortgage rates and calculators, consumer articles, and REALTOR.com local community reports.
If you are interested in determining the value of your home, click the “Home Evaluator” link for a free evaluation report:
http://idahorealestatenews.housingtrendsenewsletter.com/dispContent.cfm?loadid=2&loadtype=0
Sound decisions can only be made with accurate and reliable information, and I am happy to be a trusted resource for you. Thank you for the opportunity to provide you with this monthly eNewsletter, and I look forward to answering any questions you may have and to the opportunity to be your REALTOR® in the future.
Sincerely yours,
Paul Heim Silvercreek Realty 1109 S. Wells, Suite 200 Boise ID 83642 208-344-5700 2 buyboise@gmail.com

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Idaho Real Estate Housing Trends
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DECEMBER-2010 Newsletter Housing Trends eNewsletter
Welcome to the most current Housing Trends eNewsletter. This eNewsletter is specially designed for you, with national and local housing information that you may find useful whether you’re in the market for a home, thinking about selling your home, or just interested in homeowner issues in general.
The Housing Trends eNewsletter contains the latest information from the National Association of REALTORS®, the U.S. Census Bureau and Realtor.org reports, videos, key market indicators and real estate sales statistics, a video message by a nationally recognized economist, maps, mortgage rates and calculators, consumer articles, plus local neighborhood information and more.
Please click here to view the DECEMBER-2010 Newsletter Housing Trends eNewsletter.
If you are interested in determining the value of your home, click the Home Evaluator link for a free evaluation report.

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